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QUALIFYING FOR A MORTGAGE – 5 THINGS YOU NEED TO KNOW 

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The Creative Real Estate

Investing Program that walks you
through EVERY step for

Investor Success!

If you’ve thought about real estate investing but have felt
intimidated by it, you’re in exactly the right place. 


Most people believe these three things: 


You need to have a lot of money to start investing in real estate 

You need to be a real estate agent 

You have to get financing through a bank 

All three are FALSE! 

YOUR TICKET:

HOW TO BUY REAL ESTATE WITHOUT QUALIFYING FOR A MORTGAGE  

Join me and discover what you need to do to start building your real estate investment portfolio, regardless of your current financial situation.  
YOUR HOST: Carolin Ricciardi is a creative real estate investing expert with a portfolio of over $15 million in real estate assets, all secured through creative negotiations. She’s teaching you what she knows! 

All you need is Creative Real Estate Investing Knowledge. 

What we teach is all above board. It’s all proven. And you can acquire your first property faster than you ever thought possible – with ZERO down! 

If you’re thinking this is too good to be true, it’s not. 

With the Creative Real Estate Academy, you get the knowledge you need to start your real estate investment portfolio, along with extra support from seasoned heart-centred professionals, who want to help you reach the level of real estate investing success you’ve been dreaming about. 

The Creative Real Estate Academy was founded on the values of: 

Empowerment 
Simplicity 
Accessibility  
And making a difference 

Not only do we educate people around the world with sound real estate investing practices, we also give back to the community because we believe everyone has the right to prosperity, regardless of their current financial situation.  

Does this sound interesting to you? 

A Message from the Founder

When I was growing up, my dream was to have a house that was mine. A home. A sanctuary. 

As an immigrant family coming to Canada, we didn’t have much, and the security of owning a home seemed nearly impossible to me then.  

When I got married and bought my first house, I thought I was living the dream. 

I was so happy. I started a family, and my four beautiful children brought light and laughter into my home and my life. 

But the sanctuary I thought I had disappeared when my first marriage ended.  

My husband had taken care of everything through our entire marriage. All of the money and bills. I had no idea what to do when I was on my own. I was scared and I felt lost, but I was determined I wouldn’t be held back or held down.  

It was then I decided I would never leave myself that vulnerable again.  

To create the new life I wanted, I had to create a new me.   

I worked on my mindset. I signed up with Jack Canfield and his teachings gave me a new perspective on the world and what I could have in my life. 

I got my financial life in order, learning from Robert Kiyosaki.  


And I enrolled in a real estate investing course. For the first time, I discovered that I didn’t need to have any money to buy a home. That was enlightening and exciting. 


I made $20 000 in my first sale and I was hooked! 


Now, I have in-depth experience in creative real estate investing, and I’ve acquired a portfolio of over $15 million of real estate assets, all through creative negotiations. 


I want to be able to teach what I know to everybody! My whole mission now is to show as many people as I can, how to do what I’ve done.  

I want you to know that you can become a real estate investor. You don’t need a down payment. You don’t even need to qualify for a mortgage! 

With the Creative Real Estate Academy, it doesn’t matter whether you’ve never purchased a house before or you’re a seasoned investor, you’ll get the inside knowledge that few people know or want to share, when it comes to creative real estate investing. And we offer full support every step of the way. 

I can’t wait to help you start building your own multi-million-dollar real estate portfolio. 

Because great success is NEVER achieved alone 

How do you evaluate a property? What do you say to a property owner when you want to negotiate with them? What information do you need to close the sale? 

Those are questions that most creative real estate courses don’t fully answer. But not here! It’s never one and done with us.  

At the Creative Real Estate Academy, your success is our mission. That is why we offer a variety of levels of on-going coaching. We want to make sure you are never alone. 

When you want the ultimate level of success, you learn from the best. Carolin selects a small number of professionals to work directly with each year. In this exclusive 12-month creative real estate coaching program, you get: 

Weekly private coaching sessions with Carolin
Access via email and text 
Entrance into the private mastermind group 
Platinum VIP access to events + bring a friend  

For those professionals who want to rapidly improve their success and need a little less guidance to do it, Carolin offers a 12-month program of support, direction and assistance. You get: 

Semi-monthly coaching calls 
Access via Slack (reviewed weekly) 
Entrance to the private Facebook group 
VIP access to events + bring a friend

We make sure you are fully confident and ready to seal every deal! Our elite Creative Real Estate Academy Coaches help directly with all your offers and guide you through the steps to the completion of the sale.  

Weekly private coaching sessions 
Access via Slack (reviewed weekly) 
Entrance to the private Facebook group 
General Admission to events + bring a friend 

There’s something amazing that happens when you work with a group of people who are all headed in the same direction. The Creative Real Estate Academy Group Coaching program guides you every step of the way. You get: 

Weekly group coaching
Entrance to the private Facebook group

THE MOST COMPREHENSIVE TRAINING, 

FULLY EXPLAINED EVERY STEP OF THE WAY!

Creative Real Estate Investing Course

This is a fully comprehensive course. Step-by-step, we show you exactly what you need to do to get started as a real estate investor or take your current investing business to a new level, with sound techniques that will allow you to acquire a property without qualifying for a mortgage and using little or no money down. 

The 15 Modules in the course cover: 

The Acquisition Process
Where to look for properties 
The Seller Conversation Script 
How to assess property values 
How to find the property title information 
Contacting property owners 
Understanding real estate investing language 
Building ongoing relationships with lawyers
Property Information
Building relationships with realtors 
How to obtain sold comparable data 
Analyzing Properties 
Comparables 
Renovation costs 
Understanding the numbers 
Investor analysis and the return on the investment 
Purchase Offer 
Traditional purchase offer 
Agreement for Sale purchase offer with no  equity 
Agreement for Sale purchase offer with a RTO Buyer 
Agreement for Sale purchase offer with 
equity 
Purchase offer acquisitions checklist 
Property Inspection
Building relationships with propertyinspectors 

What’s in a property inspection checklist andwhat to look for 
Building relationships with contractors
Walk through properties with a contractor 
Documents for contractors 
Building relationships with interior designers and stagers 
Walk through properties with interior designers and stagers  
Re-Analyze the Deal 
What to look for in the Deal 
How to counteroffer 

Offer Accepted – Now What? 
Accepting a Traditional purchase offer 
Agreement for Sale purchase offer with
 no equity 
Accepting an Agreement for Sale purchase
offer with a RTO Buyer  

Accepting an Agreement for Sale purchase offer with equity 

Receipt of initial or second deposit 
Wholesaling 

How to wholesale an accepted offer
The Wholesale Investor Package 
Marketing a wholesale property 
Legal Documents 
Legal process for a Traditional purchase offer 
Legal process for an Agreement for Sale purchase offer with no equity
Legal process for an Agreement for Sale purchase offer with a RTO Buyer 
Legal process for an Agreement for Sale purchase offer with equity
Legal documents for wholesaling
Finding Rent to Own Buyers 
Mortgage brokers 
Online marketing 
The RTO Buyer Application Form
The RTO credit assessment and mortgage pre-qualification 
Renovations Traditional Close
The 5 critical documents for the pre-possession review and signing
The renovation process progress reports 
Monthly expense sheet completion
Completing monthly expense sheets for properties 
Renovations Agreement for Sale
The 5 critical documents for the pre-possession review and signing
The renovation process progress reports
Monthly expense sheet completion for AFS properties 
Completing monthly expense sheets for properties 
Payment structure for homeowners 
Pre-Listing 
Interior Designer and stager walk through preparation 
Realtor pre-listing walk through
Realtor pre-listing marketing 
Realtor listing contracts
Property Listings 
Property listing photos and measurements
Best practices when hiring a real estate photographer 
Determining the list price with the realtor 
Closing the Sale
The closing processes
Legal documents explained

This course comes with 51 videos and

20 PDF guides, worksheets and sample sheets. 

WE SUPPORT CHARITIES THAT ARE MAKING THIS 

WORLD WE LIVE IN A BETTER HOME FOR EVERYONE. 

We believe in making a difference at home and in the world around us, which is why we donate to a variety of charities that have similar values to ours.

Save the Waves

Save the Waves protects coastal ecosystems around the world in partnership with local communities, utilizing a unique combination of protected areas, economics, and direct action. 

Charity: water

Charity: water is bringing clean and safe drinking water to people in developing countries and they are on a mission to solve the water crisis.  

Basket Brigade Canada 

Using branches across the country, Basket Brigade Canada delivers food to needy people. Originally founded by Anthony Robbins in the United States, the Basket Brigade Canada opened its doors in Ontario in 1993.

Let us open the world of 

real estate investing to you. 

Do you have questions or want to contact us?

 Just fill out the form below and we will reach out right away! 

TERMS OF USE | PRIVACY POLICY         ©2020 CREATIVE REAL ESTATE ACADEMY        ALL RIGHTS RESERVED

TERMS OF USE | PRIVACY POLICY

©2020 CREATIVE REAL ESTATE ACADEMY

ALL RIGHTS RESERVED